VIEWS VIEWS VIEWS. Unbelievable sunset views
1445 Lowe Lane, Auburn, CA 95603
A Fully Reimagined North Auburn Retreat with Sunset Views, Exceptional Outdoor Living, and Rare Financing Opportunity
Set on a quiet, established lane in the heart of North Auburn, 1445 Lowe Lane is a beautifully fully renovated single-story residence that offers the rare combination of modern upgrades, meaningful outdoor amenities, peaceful surroundings, and a valuable financing advantage. Elevated above the fog and positioned to capture iRS-AG (Residential Single-Family with Agricultural overlay), this home delivers not just a place to live, but a lifestyle defined by comfort, efficiency, and tranquility.
Every major component of the property has been thoughtfully updated, creating a true turnkey opportunity for the next owner. From the interior finishes and mechanical systems to the outdoor living spaces and fencing, this home has been reimagined with care, quality, and long-term livability in mind.
A Setting That Defines the Experience
One of the most compelling aspects of 1445 Lowe Lane is its elevated setting, often described by locals as being above the fog. This position provides clearer mornings, cooler evenings, and a sense of openness that enhances everyday living. As the day winds down, the home is treated to dramatic sunset views, transforming ordinary evenings into something special.
The property is located on a quiet residential lane with minimal traffic and strong pride of ownership. This is a neighborhood where peace and privacy are valued, yet convenience remains close at hand — an increasingly rare balance in today’s market.
Curb Appeal, Land, and Outdoor Potential
The home sits on an approximately 0.24-acre lot, offering ample space without the burden of excessive maintenance. A paver driveway welcomes you to the property, adding both durability and curb appeal. The layout of the lot and driveway offers possible RV and/or boat parking (buyer to verify), a highly desirable feature for buyers with recreational vehicles or additional storage needs.
The property is fully enclosed with new fencing, enhancing privacy, usability, and security. A separate storage shed located in the side yard provides valuable additional storage for tools, equipment, or seasonal items — a practical amenity that adds real everyday value.
Mature landscaping frames the home and creates a sense of separation from neighboring properties, while still allowing room for personalization or future enhancements.
Exceptional Outdoor Living
Outdoor living is a standout feature of this home. The backyard is designed to be an extension of the interior living space, anchored by a covered outdoor patio that allows for year-round enjoyment. Whether hosting gatherings, dining al fresco, or simply relaxing with a book, this covered space provides comfort and versatility.
Adding warmth and ambiance is a built-in outdoor fireplace, creating an inviting focal point for evening gatherings and cooler seasons. This feature elevates the backyard from a simple yard to a true outdoor living destination — perfect for entertaining or quiet nights at home.
Combined with the new fencing, elevated setting, and sunset views, the outdoor space offers a private and relaxing environment rarely found in homes at this price point.
A Fully Renovated Interior — Truly Turnkey
Step inside and it becomes immediately clear that this home has been completely redone and updated. The renovation was comprehensive, addressing not only aesthetics but also functionality and comfort. The result is a home that feels cohesive, modern, and welcoming throughout.
The interior layout flows naturally, with thoughtfully connected living spaces that support both everyday life and entertaining. Natural light fills the home, enhanced by new windows that improve energy efficiency, comfort, and noise reduction.
Living and Gathering Spaces
The main living area is warm, open, and inviting — a space designed for relaxation and connection. Updated flooring, modern lighting, and fresh paint create a clean and contemporary aesthetic that appeals to a wide range of buyers.
Large windows frame views of the surrounding landscape and sky, reinforcing the home’s connection to its elevated setting. The improved window systems help maintain interior comfort year-round while contributing to the home’s quiet atmosphere.
Kitchen — Custom, Functional, and Central
At the heart of the home is a fully remodeled kitchen featuring custom cabinetry — a defining upgrade that sets this property apart. These are not standard, off-the-shelf cabinets, but thoughtfully designed storage solutions that maximize space and usability while maintaining a timeless appearance.
Modern countertops, updated fixtures, and quality finishes complete the space, creating a kitchen that is both beautiful and practical. Whether preparing daily meals or hosting friends and family, this kitchen supports it all with ease.
The kitchen flows seamlessly into the dining area, reinforcing the home’s open and connected design.
Dining Area — Simple and Versatile
The dining area is perfectly positioned adjacent to the kitchen, making it ideal for both casual meals and more formal gatherings. Natural light and cohesive finishes create a comfortable atmosphere that encourages conversation and connection.
Bedrooms — Comfort and Flexibility
The home offers three well-appointed bedrooms, each designed to provide privacy, comfort, and flexibility.
The primary bedroom serves as a peaceful retreat, offering ample space for a large bed and additional furnishings. Its quiet location within the home and updated finishes make it an ideal place to unwind.
The secondary bedrooms are generously sized and adaptable — suitable for family members, guests, home offices, or creative spaces. All bedrooms benefit from the home’s new windows, natural light, and quiet surroundings.
Bathrooms — Updated and Modern
Both bathrooms have been fully remodeled with modern fixtures, updated vanities, and clean, contemporary finishes. Neutral design choices ensure the spaces feel fresh and timeless while remaining easy to maintain.
Systems and Infrastructure — Peace of Mind Included
Beyond the visible updates, the home has been improved with a focus on long-term performance and reliability. Upgrades include:
New windows for efficiency and comfort
Updated HVAC system
Modern lighting and fixtures
Updated flooring throughout
Fresh interior and exterior paint
These improvements allow buyers to move in with confidence, knowing that major systems and finishes have already been addressed.
Solar Energy with PPA
The home is equipped with a solar energy system under a Power Purchase Agreement (PPA), helping reduce utility costs and support energy efficiency. The solar agreement is to be assumed by the buyer, subject to provider terms. This feature adds ongoing value and aligns with modern energy-conscious living.
Appliances Included
Adding to the home’s turnkey appeal, the refrigerator, washer, and dryer are included in the sale, allowing the next owner to move in without additional upfront appliance costs.
Zoning — RS-AG Flexibility
The property is zoned RS-AG (Residential Single-Family with Agricultural overlay). This zoning allows for residential use while supporting agricultural compatibility and a rural lifestyle feel. It reflects the area’s balance of residential living with open space, privacy, and flexibility.
Buyers are encouraged to verify specific permitted uses with Placer County, but RS-AG zoning is often viewed as a positive for those seeking space, privacy, and long-term neighborhood stability.
Location — Quiet Yet Connected
While the home feels tucked away, it is conveniently located just minutes from:
Downtown Auburn shopping, dining, and entertainment
Grocery stores and everyday services
Medical facilities, including Sutter Auburn Faith Hospital and nearby clinics
Easy access to Highway 49 and I-80
This location provides the best of both worlds: a peaceful residential setting with quick access to essential amenities and regional travel routes.
A Rare Financing Advantage — 4.356% Assumable FHA Loan
One of the most valuable and uncommon features of this property is the availability of a 4.356% assumable FHA loan with a balance of 452K, subject to lender approval and buyer qualification. In today’s higher-interest-rate environment, this represents a significant opportunity for qualified buyers to potentially secure financing at a rate well below current market offerings.
This financing option can translate into meaningful monthly savings and long-term affordability, further distinguishing this home from competing listings.
Lifestyle Appeal — More Than a Home
1445 Lowe Lane offers more than just updated finishes and features — it offers a way of living. From mornings above the fog to evenings around the outdoor fireplace, from quiet neighborhood living to easy access to town, this home supports a lifestyle centered on comfort, connection, and ease.
Ideal Buyer Profile
This property is ideal for buyers who are looking for:
A fully renovated, move-in-ready home
A quiet, established neighborhood
Meaningful outdoor living features
Possible RV or boat parking
Energy efficiency with solar
A rare assumable FHA loan opportunity
RS-AG zoning and rural-residential appeal
Final Thoughts
Homes that combine complete renovation, outdoor living amenities, privacy, zoning flexibility, solar, and a valuable financing option are increasingly rare. 1445 Lowe Lane stands out as a thoughtfully updated property that allows its next owner to move in, settle in, and immediately begin enjoying everything Auburn has to offer.
This is not just a house — it is a carefully prepared home, ready for its next chapter.